Disclaimer

This disclaimer governs your use of our financial planning subscription service.

The information provided through our service is for general guidance purposes only and should not be considered as personalised financial advice suitable for your specific circumstances. We provide analytical reviews and consultations to help you understand various financial concepts and approaches.

Our subscription service includes regular consultations, financial analysis, and planning discussions. However, all final decisions regarding your financial matters remain entirely your responsibility. We recommend consulting with qualified professionals before making significant financial commitments.

Our liability is limited to the following extent:

• Direct financial losses arising from our negligence
• Indirect or consequential damages
• Loss of profits or business opportunities
• Third-party actions or decisions
• Market fluctuations or economic changes

While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. We cannot guarantee the completeness or accuracy of all information provided during consultations or through our service materials.

Market conditions, tax regulations, and financial products evolve continuously. Information discussed during our sessions reflects our understanding at the time of consultation but may become outdated.

We encourage subscribers to verify information independently and seek current market data when making financial decisions.

Our service provides educational discussions and analytical reviews rather than specific financial advice. We help you explore different approaches to financial planning and understand various concepts relevant to money management.

For specific financial advice tailored to your circumstances, we recommend consulting with authorised financial advisors who can provide regulated advice based on detailed analysis of your situation.

Our service may reference external resources, websites, or third-party services for educational purposes. We do not endorse or take responsibility for the content, accuracy, or availability of external resources.

Links to external sites are provided for convenience only. We recommend evaluating external resources independently and exercising caution when accessing third-party services or information.

Financial planning outcomes depend on numerous factors beyond our control, including market conditions, personal circumstances, and implementation of discussed strategies.

Individual results may vary based on personal circumstances and market conditions.

• Personal financial discipline and consistency
• Market conditions and economic environment
• Changes in personal circumstances or goals

This disclaimer is governed by the laws of the United Kingdom.

By using our service, you agree to indemnify us against any claims, losses, or damages arising from your use of our service, breach of terms, or violation of applicable laws or regulations.

We reserve the right to update this disclaimer periodically to reflect changes in our service, applicable laws, or regulatory requirements. Updated versions will be posted on our website with revision dates.

For questions about this disclaimer, please contact us: